Sunday, June 14, 2015

The changing face of the U.S. Workforce and The need for the evolution of child labor laws

The changing face of the U.S. Workforce

THIS part below is because the laws have become so restrictive on when teens can work trying to "protect" them that it has killed employer interest in hiring them.  This is where you see a direct effect of over-legislating something.  My son would like to earn some money, and minimum wage would be a LOT of money to someone like him who has no bills and is starting out, which is who minimum wage was SUPPOSE to be for... but now we have 18-30 year olds taking up the jobs and wanting the pay raised to match their adult lifestyle on the one end, and the government excessively restricting 15-18 and totally preventing 13-14 from working, even though no daycare license covers that age, on the other end.  Burning the candle hard like this on both ends what do they really think is going to be the result?

And furthermore all that work ethic they and social skills they could have been learning especially to take the edge off the single parents households and households having much fewer children than previous generations... all of that is gone so we have a bunch of adults who don't know how to really be a good coworker and stop feeling so entitled all the time... and a bunch of non-rich kids who are losing out on a chance to build up some savings while their parents still covering their food, basic clothes, shelter, and education, which would have been a good way for minorities to build up a head start in life.  ALL restrictions on child labor in non-mechanical jobs should disappear when school lets out each year for summer and christmas, and only go back into effect the first day of school in that child's county.  And honestly, if you're not going to have daycares licensed for k-12 instead of stopping at 12 years old, you need to free up the work laws so they can work that young.  The laws reflect the 1900s when women were home forever once they got married and got pregnant... all this feminist talk of equality and right to work and fair pay and they forgot to update what we are able to do with the darn kids once we are out there doing all this working and receiving all this fair pay. *rolls eyes* more ways feminism has half-stepped with this.  Feminism doesn't seem to care about family at all, it seems more designed for single childless women and after you leave that reservation and evolve into something more... good luck with your life. Series of weird conflicts til the children are 18.

If a teen was able to work full time and even overtime and save a minimum of $100 per week from an 8-week full time summer job (available hours convenient to the business) from the summer of age 13 through the summer of age 17, that teen would have $4000 saved up by the time they graduate high school, which is enough to buy a decent used car or even pay the closing costs on a modest new HOUSE.  I understand in the past children were being severely exploited, but now many of those jobs that exploited them such as mine work are not mainstream and/or on the decline anyway. Restrict them working in factories and on construction equipment.  Everything else should be left up to the parents to decide.  This no man's land from 13 until they reach 18 is something of a curse in the modern world of single parents and both parents working outside the home.

The child labor laws need to evolve to match the daycare restrictions and improve the ability of the lower and middle classes to get a needed headstart on getting their lives together.  If the government is so interested in making sure they have a good head start in life, automatically withhold half the pay of non-emancipated teenagers in an escrow account and pay it out to them or have them file a tax return for it on their 18th birthday so you'll be sure to have their correct address, and allow them to track the balance of it online or via text.  Then we know parents not stealing their money, and they are not misusing it's intent to give them a head start once they enter adulthood.


Simply put, the workforce got a lot older. In 2001, 14-18 year olds held 5.2 million jobs. That number dropped to 3.5 million by 2014 — a 33 percent decrease. At the same time, the number of workers ages 55 and up grew by 40 percent, from 20.6 million to 28.9 million."

Saturday, February 8, 2014

How To Use LinkedIn

THIS GUY asked why he's not getting jobs out of LinkedIn since he's on there "daily" and has tons of connections and, in his opinion, a great profile.

On there daily doing what?  Has he researched how to create/tweak/use a LinkedIn profile on Google and get more objective input into how his profile needs to be structured and his time on LinkedIn optimized other than his own opinion?  Has he taken a look at those who recently got jobs or reached job anniversaries according to his LinkedIn news feed and really analyzed any differences between their LinkedIn profile and his?

LinkedIn helps you get jobs by showing you are not living under a rock and know how to position yourself with a professional online presence.  Some places expect you to have a LinkedIn and ask what is it/what name is it listed under, not IF you have one.   And that's the ones you may encounter either on another career site or offline in person/via phone.

LinkedIn helps you get jobs by allowing you to research the heck out of the people you are scheduled to phone interview or face to face interview with.  It's now considered de rigeur, a normal part of doing your homework for an interview to research whatever you can see of the interviewer's LinkedIn without adding them (although recruiters are fine to add before during or after the process).  Speaking of adding people, try not to add just everybody who sends you a request, because these people are going to be privy to your work history.  All college buddies and coworkers that you actually respected/liked back then and any recruiter who has been professional/pleasant in their dealings with you are great to add, any clients from a business or volunteer effort you were a part of or created are also great to have as connections.  Unless a random stranger who sent an add request has a title of "recruiter" or "HR something-or-other", I don't add them.  It's not personal like Facebook, but having a large pointless set of connections isn't how I do it.  Try to add with a purpose.

LinkedIn helps you get jobs by having jobs for you to apply to, and you can normally see the LinkedIn profile of the person that posted it, to address any cover letter sent, to them!

LinkedIn helps you give a subtle insight into your thought process on current events/issues in the business world when both recruiters/hiring managers and/or the strangers on LinkedIn who read your post and may not know you today but may know you tomorrow, come across your recent comments.  For people who aren't all over the Facebook/Twitter/Instagram type of life, having a business-related set of forums to post ideas is almost as great as having a blog to showcase them.

LinkedIn works as well in one most perfect way to help you get a job: RECOMMENDATIONS!  Standing recommendations posted by people you have worked with, worked for, or been taught by in school go a LONG way to solidifying you as a desirable candidate, so make it a point if you do nothing else to get 1or 2 coworkers, bosses, clients, even people or companies you volunteered with, to speak to their experience with your work and talent as it relates to whatever section of your resume they are connected to.  LinkedIn in is a nice living resume and the references standing right there with it are one of the best tools to use in it.

I have gotten interviews and callbacks off applying for LinkedIn jobs, and remembering a colleague may not have been sitting next to me at work but always got help from me resolving their problems and making their lives easier means if I can remember emails/conversations at work with that person helping them fix issues, I can request via LinkedIn that they send me a recommendation.  Some will, some won't, no hard feelings, but the ones that will make the resume shine that much brighter.  If you did volunteer work or even ran an entrepreneurial venture, get references for those areas and turn your resume from a semi-precious stone into a diamond.

And keep it current only if the current info helps you.  Because at the end of the day, a current resume and your discussion of your job history if the resume gets you an interview can fill in any gaps.  Don't treat it like an IRS transcript: it should match what's on your resume unless for space reasons you left some positions and volunteer work/achievements off your resume, but have them on LinkedIn and are fully prepared to discuss.

This part I need to do better with, but use it to check in even once a month or so with the "core" group as this article mentions, or if they are not online much, to remind you who was willing to be a reference offline or on the site, and shoot them an inbox message sometimes, or call them or text them sometimes, way before you need anything from them, and keep it up so when you do need something it's not coming across like you only talk to them when you need them.  Ask their professional advice once in a while (after keeping up semi-regular but not harassing contact) on an area they have shown themselves to be particularly savvy in.  I have a contact on my LinkedIn that I have not worked directly with much even though we did work at the same company, but we had excellent rapport while we worked at the same company and he was always interested in helping me think about what's best for my situation and my bottom line, just a serious interest in my wellbeing, so I run career updates by him at times and get help with certain decisions from him via inbox even though we worked at opposite corners of the office when at the same company.  He was someone who rose fast at a young age and I admired that he had earned himself a corner office and fully knew his worth, both on the job when dealing with customers and potential customers (he was in sales), and when interacting or advising personally.

The whole job search process including networking is like courting someone (the job or career goal) with the intention of getting from that first date impression to marriage (and the pre-nup aka salary negotiations). :)

Saturday, January 18, 2014

"This Is The Song That Doesn't End..." (RACE!)

So a facebook friend shared to his wall this article This Comic Perfectly Explains What White Privilege Is and I started to respond after reading it and some of the comments that inevitably bubbled, simmered, or raged beneath it...came back to his wall to respond but after seeing what flowed from brain to keyboard, was inspired to make it a blog post instead.


White privilege is there, but not so simple...and the big stats aren't going to resonate with people who haven't been affected by it.  Problem is really issues, for example, tie up black people (the most discussed minority when not talking about immigration, so I'll default to them interchangeably with minorities in general) more than whites because whites generally have the money to just pay the fine and move on or pay the lawyer and fight, and minorities esp. blacks don't and end up tied up in the system forever...  don't believe me sit in traffic court for a day.

It was brought up in the comments that "flesh-coloured" band-aids are an example of white privilege because the flesh that they are coloured after is white and there are no dark alternatives.  Everyone's used a band-aid so that's a more relevant example across the class and lifestyle lines.

White people are allowed to smile, frown, be bubbly, complain, and be b*tchy to anyone in the office and it's just considered typical various forms of coworker behaviour, from the mild to the Facebook-rant worthy.  Black people often find they are asked if they are having a bad day or told to smile or flat out avoided, all by whites, if they don't walk around corporate America with a cheshire cat grin everytime a white person lays eyes on them.  This is ESPECIALLY true for black men, and even more especially true for black men "allowed" in without the most common black male corporate image: clean cut and lightskinned.  Dreads or dark skin and they better be the friendliest people on earth, and sometimes not even that makes white people comfortable enough around them when not forced to deal with them directly as part of work.  Many of them have, in my experience, developed a bi-polar or two-faced Jekyll and Hyde personality where they are actually the worst mentors for another black person because they let it all hang out in ways that would have gotten them fired if they did that to a white coworker.  It has turned many of them into bullies.  Because they do not get to have an off day like everyone else where no sh*t-eating grins are shared like air.

Your money has zero black faces on it.  Minorities who are raised in the US from birth grow up their entire life seeing NO one that looks like them on the money and the psychological effect of being trained from birth to associate money with white men and everyone else invisible is a white privilege no one thinks of that is most relevant to everyone.  Google everything from the 1 cent to the 100,000 dollar bill.  For all the contributions blacks, Asians and others have made to this country, for the fact that this country belongs actually to the native Americans and was co-opted using some gangster methods that get non-white countries a lot of tsk-ing and behaviour suggestions and sanctions today...and not even the one dollar bill you can see a hint of diversity on?  The dollars are frequently reinvented to stay ahead of counterfeiters, and no one ever decides to throw a few black, asian, and native american faces in the mix.  Just the thought of it sounds like Monopoly money doesn't it?  Look at the story of the 10,000 dollar bill in the link above: the white man whose name we still see every time we see a Chase Bank had the access and the yes, comfort and surety of white privilege, to even have the ambition to want to be president, and that's how he got his name printed on the money.  There is no black person who has the pull to get their face printed on US dollars in a bid to psychologically embed themselves in the public's mind as a presidential choice, not even Barack Obama, the current president of the US and the first mixed (black Harvard-educated African-immigrant father, white American mother).  The richest black man in America I can safely guess CANNOT get his face printed on even the penny much less the paper money.  It would not even cross his mind to try.

You could even try googling "beautiful woman".  MYRIAD pictures of white women (and white-skinned women of non-European descent) pop up as far as you can scroll, with only a very tiny handful of pictures of black women, and most of these are of the same woman, Beyonce, who looks about as far from black as you can get within the racial category and still be visibly a black person, and she is actually mixed and in many of the pictures looks more like an exotic white woman with a serious tan.  Keep in mind when considering the entire PLANET not just USA, white women are a vast minority.

You would have to actually google "beautiful black woman" to see more than one picture REMOTELY resembling this (unless for resemblance you count the extremely pale Ethiopian on the beautiful woman search whose hair had to be hidden and who had to be topless in her pic to compete):

I posted that many on purpose, and tried to collect them with similarly varied styles of dress on purpose...because apparently not a one of them when one goes searching for such, are considered beautiful women, they are considered beautiful BLACK women...and that goes on by the minute everyday in America...THAT is white privilege, the media PUSH of the standard of beauty by which all other women are both overtly and covertly judged and we all know women in general are judged overwhelmingly by their looks in personal, professional, and academic life, and it is part and parcel of them getting ahead even more than men (that is why the public and the media obsess over what every first lady is WEARING and how she styles her HAIR and what she is doing, while the president himself is only discussed in terms of what he is doing).  White women fight pressure as well, the pressure to look slim, young, and rich enough to afford sunny tropical vacations.  Non-black minority women fight pressure to look slim, young, rich, and white.  Black women fight pressure to look slim, young, rich, white, eloquent, intelligent, moral, marriageable, and still be allowed to be HUMAN.  White privilege starts with the minimum standard (just being white is trusted to be safer, cleaner, smarter, better educated, nicer, more intelligent, more attractive, more well-off, higher class... whether they actually are when you first see them or not. (They have a POSITIVE bias) and works to improve it.  White privilege puts everyone who is not white as guaranteed losers (since they start out without the basic requirement of white privilege, being white), if they don't fight and hustle to get to the point white privilege allows white people to have a subconscious head start at, as in what's assumed a given for whites has to be proven for blacks and others (they have a negative bias).  

And I speak more of perceptions of life around you, mentalities, and (the effect of all this on) relationships, when I speak of the ongoing advantages of white privilege.  Not the cliche focus on who makes what and what one does for a living (which ties into the next most rampant set of cliches about who has what education level).  The headstart gained by slavery and Jim Crow is part of that cliche and real...but not the most powerful eye-opener no matter how we wish it were so and you know why? Every worldwide or widespread empire had that kind of head start.  It's not unique, unfortunately we just found ourselves on the losing end of it this time around.  I know, I know, heresy.  But true. From and this bit about white people being enslaved with even an entire town in Ireland pirated en masse, you can see kingdoms and empires rise, fall, and the conqueror's reach spreads even farther than the previous, since the dawn of time:

Kingdoms of Ancient Egypt and Kush
Wikipedia: The name Kush since at least the time of Josephus has been connected with the biblical character Cush, in the Hebrew Bible (Hebrew: כוש), son of Ham (Genesis 10:6). Ham had four sons named: Cush, Put, Canaan and Mizraim (Hebrew name for Egypt).

Kush empire rose out of the Kingdom of Kerma, started 2500 years before Christ, both of which were located/based in the Sudan:
Wikipedia: In 2003 Archaeologist Charles Bonnet heading a team of Swiss archaeologists excavating near Kerma discovered a cache of monumental black granite statues of the Pharaohs of the Nubian dynasty including Taharqa and Tanoutamon, the last two pharaohs of the 'Nubian' Dynasty, whose statues are described as "masterpieces that rank among the greatest in art history.

Nubian (Kush) Pharoah Taharqa
We do not learn in western black history not even in majority black countries of pharoahs being black, unless you get lucky in a college archaeology or BLACK history course (why not guaranteed to have this covered properly in world history even at the high school level?  White privilege again, the winners of war throughout history colour their world in their image)....but, we are educated and if parented correctly or at the least educated with high enough quality, learn to be curious about ourselves and our history and our place in this world, and to do research, critical thinking, and compiling of various data into useful information.  It is not just about math, reading, language, and science, and appeciation for the fine arts, but the underlying processes you learn in these studies to take into life with you.  The victors of the most recent large-scale conquests aren't going to pump you up with how great you are and have been since before the book of Genesis was actually written: you have to have the sense to know how humanity is and go explore for yourself. And as many Asians are known to do, pass the sense of history and pride down to your children. 
The Masai, according to Africland the most photographed people on Earth

 In researching this piece of my post to show that conquering tribes and culture clash are not new concepts and not limited to any one race, my child saw the maps and pictures and asked questions as a child will, and so this is now the first time I have explained a brief bit that these are kingdoms in Africa. and pharoahs, kings and queens, and the word seen at the top of a particular page is pronounced NUBIA.  So then a picture of pyramids in Sudan came into view and the guess of course was,, "are those in Africa?"  Now my child wants to know if it takes a plane to go there and when told how far away these places are, and that there is a bed on the plane because it's on the other side of the world, now wants to go.  If I had not decided to edit this post to add in this section of pictures, and had not taken the time to answer a curious child, she may never have shown the interest to now go and see these starts that small.  Not growing up hearing me complain about white people and the power the man has and will always have (supposedly) over my life, but a focus on awareness, knowledge, and the confidence that comes with it.  My child is mixed but still shares this heritage and I did not know how to teach it before now, and so I did not.  I teach by doing and explaining as I go along, and had I not decided to write this blog post and further come back and expand on it, I would not have been "doing" anything about the necessary knowledge while my child was awake (cause I clearly couldn't write as much as when sleeping).

Kingdoms of Aksum and Adal

The Kitara Empire (approximately the Great Lakes region of Africa)
Known via the oral histories of the region so I can't even find a proper map

Qing Dynasty
Han Dynasty 

The Roman Empire
The Muslim Empire (Abbasid Caliphate)
Abbasid Caliphate territories: All middle east, North Africa, southern central Asia, Spain, Portugal, southern Italy (Sicily), parts of south Asia.It is the largest Muslim empire in the world, it was during this time that muslims spread to all corners of the world, surpassing the number of Christianity. They defeated the Romans, Persians, Chinese in battles but were eventually completely destroyed by the Mongols

Ottoman empire:
all of Balkan/Southern Europe, parts of East Asia, all Caucasus, most of North Africa, western middle east.

The Ottoman lasted for 600 years and caused panic and fear to all of Europe for an [sic] long time, they were literally unbeatable until the mighty British came, in almost every Turkish-British war, Turkish have lost and had their territories taken. that we know this, now what?  Did anyone reading this change their mind about however they felt previously about race relations and their own advantages and disadvantages in life?  If I make a post like this every week for just the rest of this year, will it improve your outlook on race relations or start becoming like that one mosquito in your air that you just can't quite slap and put out of your misery?  Barack Obama made salient points during two main parts of his career on race in America: when running for president the first time, and in the aftermath of the Trayvon Martin case, since he as a man who identifies as black and visibly looks black and socially is considered black, has received black treatment, shockingly even as president.  But imagine if he made it the topic week after week or month after month or combed back through it all in detail for his second presidential run?  It would not have NEARLY the same resonance, and would actually start to take on negative instead of enlightening undertones.

The big stats are getting too cliche and people are growing tired of and desensitized to them.  While the privilege is there, harping on it creates a sense of non-urgency in the section of the victim's brain that drives one to get out of bed and move life forward, and says life is this because of external factors so why bother?  You need to know odds are against you and leave it at that...when we keep pushing these negative stats out there they not only show whites the stats are in their favour and potentially give some who didn't have a superiority complex before a new one, we push into the brains of blacks and others who didn't even feel behind before, a sense of menacing, omnipresent, intangible and invincible inferiority that becomes some kind of latent virus.  

It kills ambition, it kills innovation on how to get out of x situation, it kills hope, it kills spirit... I use to expect a 4.0 out of myself and be annoyed that I had not applied myself enough or kept my head clear enough/had a stable enough home situation to get it... and then a professor in college (HBCU) told me my incoming high school GPA and SATS were top third of black scores nationwide and to me my SAT was very mediocre, and pure laziness and fear of sleeping partway through the math portion again made me not retake it...I also didn't have a parent with the money to buy me an SAT prep course, 'cause graduating high school at 16 with near a 4.0, I should have really been able to ace that thing and have an Ivy League worthy score.  Plus the parent I was living with at the time was not the one who had a college degree (was finished much later).  I did the couple practice exams they had in the high school brochure from the guidance counselors office and that was it.  My parents had never been through the US K-12 nor college system at that point and I was always considered brilliant and never had to be told to do homework or aim for straight As (which I only started getting consistently in the last half of high school because my grades were going to be my ticket out of there or die)... so I pretty much handled my whole college prep on my own.  Once he said that, a certain inner push was no longer there cause sitting there looking back in hindsight with him, it seemed the goal to beat was not the national top scorers (who I researched trying to figure out what the competition was like for this test, because back then it did not cross my mind to look up to the top BLACK scorers) or the maximum score possible on the test (which was what I was comparing myself to) but the black average, and the black average was not hard to beat, since I was topping it with basically no prep and sleeping off in math.

We need to stop drilling it into black children and young adults' heads about all these damn stats...they won't know they are suppose to fail or be so-so if we just let their curiosity and talent (and parenting) guide them on how high they can rise.  I am really at the point where I am deciding to stop reading these things because they have a negative and downward pressing psychological effect that I wasn't born with and did not immigrate to this country with, and over a decade now of reading them I am feeling the drag backwards and need to get back to looking at benchmarks to beat not focusing on how the system is set up against me, which yes it is but unless I'm about to commit suicide and end the game I can't keep absorbing negative energy.  Same reason I stopped listening to black relationship drama on the airwaves and in certain repetitive culprits' personal lives...yes we have our bad experiences including my own and it's good to know no one is alone in that but the party cannot last forever far as wallowing in all that is wrong is concerned...feel bad, vent, rant, then what?  If you keep rinsing and repeating the levels of toxicity build up in your psyche...

Time heals all wounds but no wound heals if you keep picking and digging at it 24/7, 365, every.freaking.year... if I not just acknowledge but FEED my brain this on and on, I will not be able to hear my own intuition and brain speak nor realize a lot of it (relationship drama) is common to all single people of a certain age range, it's not because omg I was born black and this is what's also wrong with me because of (and in addition to) that.  I will not be able to innovate, I will not be able to dream, I will not be able to think my way out of a paper bag. When you stop with the negative input from left right AND center you can clear your head and breathe and hear that inner still voice, and develop your own position on how to handle your life not the external boxes and cliches.   In Jamaica there are black people with no clue of their entitlements because they are born with a gold or platinum spoon in their mouths, their entire social circle is this way, and they will likely die in this comfortable cocoon.  And poor people tend to hate them for it and for the fact that they can go through their entire lives unaware of the poor's true hardships and suffering and be A-okay cause they don't know about it, and hear about it the way you hear about the Loch Ness monster and Area 51.  Historically the lighter were richer but as that changes the feeling of "them" vs. "us" that goes with class warfare includes ALL the colours that are at the top.

Big point America hates because since the break from England this is a bad word: this is good old CLASS warfare that happens to fall along colour lines, with some racism mixed in.  If someone is born in a comfortable upper class cocoon and doesn't know anything about your kind of life growing up roughing it or having to do without at times or even falling on hard times, they are not automatically racist, but they might be classist.  However everything here gets labelled racism and since no red-blooded American discusses class, those who know it's not all really racism start chafing under the label and before you know it, everyone feels like a pressure cooker for a different reason.

The important discussion isn't really the existence of white privilege but HOW DID THEY GET ON TOP TO HAVE IT?  Way back to the first tactical advantage that set the trends and standards of colour did they get it?  And I don't mean beginning of US history I mean WAY back.  It is always said that black kingdoms in Africa had the upper hand in health and agricultural practices, in higher education (e.g. Timbuktu), in engineering with the pyramids, in comfort with human and esp. female sexuality with powerful kings and queens and multiple types of relationships, and elaborate beautiful garments and accessories that showed off the body to its best advantage in a natural way that carried no hiding, no shame, in natural resources (still tops there).  It is even said that white people were still living in caves covered in animal skins at the point in history when they first came into contact with blacks who had medicine, science, natural living, education and engineering at a maximum and family dysfunction at a minimum.

What was the point in history where people who achieved this were able to be mentally messed with enough to have the issues we see going on in black communities to this day?  No one discusses this critical moment in ancient history, it's as if history begins with the English colonization of countries in Africa, Asia, and the New World...because when people talk about the olden days they refer to the caveman days of whites, the dark ages and middle ages of whites, the Victorian and Elizabethan eras of, again, whites, and the post-slavery neo-colonial times, where the slaves (and the mentally enslaved) learned the mannerisms (which is different from manners), routines, mentalities of...whites.  The world had much more variety in thinking and curiosity about diversity overall before everything became colonized and now increasingly Americanized.  How did they manage to collect this advantage virtually everywhere they went?  Making everyone aware white privilege is there isn't actually a necessary exercise, turn on a television anywhere in the world almost and you will know. Check who is overrepresented and who is underrepresented racially in the group that has the most money to afford the most varied and lavish experiences and modern comforts in life and has the most ownership of factors of production.  <<<Pause here and click that link because all this talk of white privilege rages daily and none of it discusses what the core assets foundation to the privilege are that are so vital, because many don't know the factors of production.  Africa has the most resources on the planet but it's native residents have the lowest in ownership of the factors of production.

Their descendants cannot fix it, even though some do want to.  The only way to fix it is for everyone to return from whence they historically came before the "discovery" of the New World and the rise of the Trans-Atlantic Slave Trade.  That is the conclusion Marcus Garvey reached why he was was pan-African...because if you remain here you must know after a thorough review of the situation on the ground we cannot turn back the hands of time, we cannot fix this, and being ON about it builds up psychological toxicity levels, so it is either re-patriate yourself to the distant lands of your ancestors if you even know who they are with the rupture in recordkeeping that plagues the family heritage and lineage of Western blacks, or make a plan of action tailored to you and free of the toxicity we are fed under the guise of ad nauseam race relations/white privilege discussions.  For those who feel we NEED this discussion, HOW they historically first came by this advantage is a more original quest for enlightenment and if a white or black or other person is truly that concerned about how to resolve it, they would first need to reverse engineer it.

Figure that out and you can maybe figure out how to undo the privilege and make things more equal, but again, to accomplish that calls for ownership of factors of production...   through INDIVIDUAL research, or through a dedicated college major of Africana studies and/or anthropology, you will see that I am sure as a recurring theme throughout the history of various parts of the world.  If you can't figure that out then figure out how to engineer your individual life for happiness given the cards you are dealt, and to help any children step higher than you reached when your time on this earth is done... 'cause the way its going with these endless stats about how much lesser in everything minorities are, it's germinating complexes (both superior and inferior) in people, worse from BIRTH...and removing the competitive spirit needed to beat odds in this life or at least die with some pride and dignity knowing you lived to your max despite the odds.  In all-black and all-white countries something else holds some group back.  (Remember Czechoslovakia?  Now two countries.  Remember the Sudan? Now two countries; South Sudan is the newest country in the world.)

There will always be something, we have to make up our minds to find our slice of achievement and happiness despite it all, because even if we were all still in Africa we would not all be kings and queens.

Wednesday, June 27, 2012

From Girls Just Wanna Have Funds: 5 Finance "Musts" You Don't MUST Do!

My response to this article:

Amen to this post!  I still say I want somewhere paid off/paid for when it's time to rest my old bones and I'm too old to work, but honestly, I've seen plenty articles advise retirees that retiring OUTSIDE OF AMERICA is the best use of their fixed income dollars...and that lines right up with this blog entry which advocates not killing yourself to pick up a home debt here with all the financial burdens that come with it, and with my secret dream which is to retire back home!  Homes down there are cheaper especially if built from scratch, and nobody cares about credit they care about income and job history and whether you have any banking history with them...always said to myself instead of killing myself over the credit score thing here, why not just get a home in an area I can use it for a vacation rental there, then move into it at the end?  Now I read your article it's making even more sense.  I can't plan on a 30 year career in the same place so i find it hard to buy a house here even though i want one...Jamaica though, I am guaranteed to go there again and again til I die, it's the only stable place in my heart/life when looked at over a 30 year period....I can't get too emotionally tied to anywhere in the U.S. cause it's always and only about where the jobs are!

I do also think the cheap/extreme coupon clipping versus wise spending thing is an important point to note...TIME is MONEY especially if you work and run your own business(es) and the time spent trying to shave pennies off the dollar is better spent making dollars multiply or gaining the peace of mind you need to do so.

There is no way somebody like me is going to work hard to turn into a slave over nickels and dimes...I work to live, I don't live to work!  Plus then the things that make life worth living like vacations and quality time with loved ones would be spent stressfully chasing down the blood out of turnips...

I have nearly died at two different points in my life and neither time was I concerned with the bills that I had paid off up to that point in my life...what flashed across my mind were the great MEMORIES, EXPERIENCES...travelling, with friends and family, the things I'd wanted to do or have done to me that I experienced so, love, romance, children and laughter...that is what made me smile, not how well I had paid the cell bill or whatever!   Which doesn't mean don't pay the bills but it also means if I rather spend time growing my business or going out with the family than spring cleaning, best believe I consider it wise use of my money to hire a helper to handle that so I can do and enjoy what matters most!

I do disagree though that never owning a house is a wise move...when this blogger is old and can no longer work or they will no longer hire she going to be comfortable paying increasing rents to remain stable or moving every year or two to a cheaper place, or stressing over the same bills in her 70s that she was in her 30s, with half the money to handle them?  Buying a house is about looking forward...but just like the first house she bought wasn't the right investment, it's possible that retiring in this expensive country period isn't the right investment either...something to seriously consider. 

Sunday, November 27, 2011

The New Eloquence, Inc. Facebook Store Is Active! Free Gift With Store Purchase By Christmas!

Check it out!  You can now purchase, while quantities last, your customized carnival experience right from the Eloquence, Inc. Facebook store!  Travel service planning fee, airfare, housing options, and more available for purchase, with more options coming soon!  Housing options are down to the wire, don't delay!

Special promotion to welcome everyone to purchasing via the Facebook store (payments are handled from there via PayPal, so don't worry financial information remains private and secure):

Purchase airline ticket in full by Christmas Day and receive a free regular admission ticket to a carnival Saturday fete!  
(This means all 3 one-third payment segments of the airline ticket reservation added to shopping cart and paid in full by December 25, 2011.)

For those who have already deposited on their airline reservation prior to store launch, simply pay your remaining balance in full by Christmas Day (December 25, 2011) and you will still receive a FREE general admission ticket to a carnival Saturday fete!

Insomnia 2011

Please note travel planning service fee is required to plan your trip and must be paid in order for purchased items to be released.  Please note items are non-refundable where noted in item descriptions.

Please remember to check the email used to complete the store purchases for costume/biographical info form, which must be filled out with your name as it is shown on your passport, along with other relevant information.  The email address used to complete store purchases is the email address to which Eloquence, Inc. will send all information.

D'Krewe Carnival, 2012 theme PANACHE, section BOMBSHELL (frontline)

Want to go to Trinidad Carnival but don't know how to get the flight, hotel, costume, fetes, j'ouvert, and transportation arranged?  Eloquence, Inc. can take care of all this for you and now you can shop at your convenience!

Eloquence, Inc. Career Services resume and CV writing services can also be purchased through the Eloquence, Inc. store!

Wednesday, October 12, 2011

WSJ NEWS ALERT: Secret Informant Surfaces in BNY Currency Probe

This is from my email alerts courtesy of The Wall Street Journal...

How is anyone to trust the stock markets again when you consider that this huge, supposedly reputable bank has been scamming its investors for around TEN YEARS???!!!!

I feel like the best bets these days to not end up homeless and penniless in your old age after investing money all your life that you could have just PARTIED and enjoyed yourself with and had the same result...are investments in real estate and entrepreneurship!  I'm serious!  Unless you're investing in something real that's used in everything like GOLD and SILVER, it just doesn't make sense for the average Joe to jump back on the investment bandwagon.  Houses can lose value yes, but at least at the end of the day you can live IN it while toughing out the mortgage payment!  You can't go live in the fluctuating value of stocks and bonds and the real money in those is really made with the IPO (initial public offering)...which, coincidentally, is not quite as available to "the public" as you would think from the name.

News Alertfrom The Wall Street Journal

For a decade, Grant Wilson toiled on a small trading desk at Bank of New York Mellon Corp. inPittsburgh, buying and selling currencies for the bank’s biggest clients. For the last two of those years he was also a secret whistleblower, assisting currency-trading investigations of BNY Mellon.

His input culminated with the filing last week of separate civil lawsuits by the Justice Department in federal court and New York attorney general in state court alleging that BNY Mellon systematically overcharged investors on billions of dollars of currency trades, defrauding or misleading them for a decade.

Wednesday, June 29, 2011

Vacations for Single Moms - Vacations for Single Dads - Family Vacation Critic Article

Vacations for Single Moms - Vacations for Single Dads - Family Vacation Critic

Excellent article that points out a very ignored demographic...and a market that more than anyone needs and deserves that real vacation!

I'll be planning a family trip to Jamaica and would love to form a package with parents, single and not, who want to go and take their children with them!  Since I'm Jamaican and have the skills to actually drive around the island, I foresee a nice little tour coming with a small family group that wants to do a nice vacation on a budget, and be with other adults who understand the balance between fun and finances as well as a local who can help with making the vacation truly stress-free!

Trips to Jamaica for singles, couples, and groups who want more fun, less hassle, less cost...that's available now!  Jamaica Carnival is one event that gets great reviews despite many people not realizing yes, Jamaica does have a carnival!  Events going on during the less expensive times of year to head to Jamaica will be a nice addition to my travel planning services as well.  Spring break, carnival, Sumfest, ATI weekend, Thanksgiving getaway, Christmas fun in the sun...all available now through Eloquence, Inc. travel services!

Jamaica Carnival 2011 from Ryan Lue Photography

If you want the hotel/all-inclusive extravagance for established major events such as ATI/Dream Weekend in August...please see Terrance as he is the pro on the packages!  I book the other types of events he doesn't do, and the laid-back vacations whether at a luxury hotel or a budget hotel or guesthouse right near a beach!

See my trip to Jamaica here and check out the Eloquence, Inc. Youtube for videos, more coming soon!